How Do I Calculate Energy Project Payback?

Take the project cost, subtract confirmed incentives to get your net cost, then divide the net cost by your estimated yearly savings. The answer is your simple payback in years.

Last reviewed: September 1, 2026

The simple math

Project cost minus possible incentives equals estimated net cost.

Net cost divided by estimated yearly savings equals estimated payback.

An example

A project costs $40,000. A confirmed incentive is $10,000. Net cost is $30,000.

Estimated yearly savings are $12,000. $30,000 divided by $12,000 is 2.5 years.

This is a sample only. Every building is different.

What people forget

Maintenance matters. Fewer lamp changes and fewer service calls are real savings.

Rates matter too. If your electric rate rises, payback usually gets shorter.

Questions people ask

What is a good payback for a lighting project?
Many owners like to see simple payback under three years, but it depends on how long you plan to hold the building.
Are savings estimates guaranteed?
No. They are estimates. Actual energy use and savings can vary.

Program rules and funding change. Always confirm current requirements with the official program before you purchase or install equipment. Savings shown here are estimates.